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Your Mortgage Broker: Hassle-Free Home Purchase Loans!
Looking for financing options for a home or other real estate? Finding the right loan product to match your goals and securing the best rate for your unique situation shouldn’t feel like a game of chance.
At Your Mortgage Broker, we simplify the home loan process with tools and expertise designed to guide you every step of the way, starting with a FREE pre-approval letter request.
We’ll help you understand the differences between loan programs so you can confidently choose the one that suits your needs, whether you’re a first-time buyer or a seasoned investor.
Our Easy Home Purchase Loan Process
1. Complete our quick mortgage pre-approval letter request.
2. Receive personalized options tailored to your criteria.
3. Compare mortgage rates and terms side by side.
4. Select the loan offer that fits your financial goals.
Let Your Mortgage Broker help you take the next step toward your dream home!
How Do I Know If I Qualify?
To qualify for a mortgage, lenders generally look for a debt-to-income ratio of "43/49." This means that no more than 43% of your total monthly income (before taxes) can be allocated to your new mortgage payment, and no more than 49% can go toward your total monthly debts, including the mortgage. Some loan programs, such as VA and FHA loans, may allow for higher debt ratios depending on individual circumstances.
Fixed Rates
Adjustable Rate Mortgage (ARM)
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years
Rob Nilsson II is a trusted mortgage broker with years of experience helping families secure the right home loan with confidence. Known for his transparent approach, Rob is committed to finding smart, affordable solutions tailored to each client's financial goals.
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It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly.
As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action.
All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws. For more information, contact us at the number on the Home Page.
These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.
For information directly from HUD/FHA, visit https://www.hud.gov/guidance
For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/
For information directly from the USDA, visit https://www.usda.gov/
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