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Get a clear understanding of your budget before beginning your home search.

Your Mortgage Broker: Hassle-Free Home Purchase Loans!

Looking for financing options for a home or other real estate? Finding the right loan product to match your goals and securing the best rate for your unique situation shouldn’t feel like a game of chance.

At Your Mortgage Broker, we simplify the home loan process with tools and expertise designed to guide you every step of the way, starting with a FREE pre-approval letter request.

We’ll help you understand the differences between loan programs so you can confidently choose the one that suits your needs, whether you’re a first-time buyer or a seasoned investor.

Our Easy Home Purchase Loan Process

1. Complete our quick mortgage pre-approval letter request.

2. Receive personalized options tailored to your criteria.

3. Compare mortgage rates and terms side by side.

4. Select the loan offer that fits your financial goals.

Let Your Mortgage Broker help you take the next step toward your dream home!

How Do I Know If I Qualify?

To qualify for a mortgage, lenders generally look for a debt-to-income ratio of "43/49." This means that no more than 43% of your total monthly income (before taxes) can be allocated to your new mortgage payment, and no more than 49% can go toward your total monthly debts, including the mortgage. Some loan programs, such as VA and FHA loans, may allow for higher debt ratios depending on individual circumstances.

Fixed Rates
Adjustable Rate Mortgage (ARM)
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years

Rob Nilsson II is a trusted mortgage broker with years of experience helping families secure the right home loan with confidence. Known for his transparent approach, Rob is committed to finding smart, affordable solutions tailored to each client's financial goals.