USDA Loans (Guaranteed)

Get A FREE Quote On A USDA Loan & Explore Zero Down Payment Opportunities.

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Affordable Home Loans for Rural Communities

Looking to buy a home outside the city and stretch your budget further? A USDA Guaranteed Loan, backed by the U.S. Department of Agriculture, offers 100% financing for eligible buyers purchasing in rural or suburban areas.

These loans are designed to support homeownership in qualifying communities and often require no down payment—making them one of the most affordable options on the market.

At Your Mortgage Broker, we guide you through the USDA loan process, helping you check eligibility, compare lenders, and access your personalized FREE USDA Loan Quote.

Why Choose a USDA Loan Guaranteed?

Getting started is easy! Here’s how it works:

1. Zero Down Payment: 100% financing often available.

2. Rural Properties: For homes in USDA-eligible areas.

3. Income Limits: Must meet area income requirements (typically ≤115% AMI).

4. Guarantee Fees: Includes Upfront and Annual fees.

If you're dreaming of a home in a rural or small-town setting, a USDA loan could be your best path forward!

How Do I Know If I Qualify?

Generally, qualifying for fixed-rate loans can be more challenging compared to adjustable-rate loans. However, when interest rates are low, fixed-rate loans are often only slightly more expensive than adjustable-rate options. Over time, they can offer greater stability and long-term savings by locking in a consistent interest rate for the duration of the loan.

Fixed Rates
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years

Get Your FREE USDA Loan Quote!

Rob Nilsson II is a trusted mortgage broker with years of experience helping families secure the right home loan with confidence. Known for his transparent approach, Rob is committed to finding smart, affordable solutions tailored to each client's financial goals.