Get A FREE Quote On A USDA Loan & Explore Zero Down Payment Opportunities.
Looking to buy a home outside the city and stretch your budget further? A USDA Guaranteed Loan, backed by the U.S. Department of Agriculture, offers 100% financing for eligible buyers purchasing in rural or suburban areas.
These loans are designed to support homeownership in qualifying communities and often require no down payment—making them one of the most affordable options on the market.
At Your Mortgage Broker, we guide you through the USDA loan process, helping you check eligibility, compare lenders, and access your personalized FREE USDA Loan Quote.
Getting started is easy! Here’s how it works:
1. Zero Down Payment: 100% financing often available.
2. Rural Properties: For homes in USDA-eligible areas.
3. Income Limits: Must meet area income requirements (typically ≤115% AMI).
4. Guarantee Fees: Includes Upfront and Annual fees.
If you're dreaming of a home in a rural or small-town setting, a USDA loan could be your best path forward!
Generally, qualifying for fixed-rate loans can be more challenging compared to adjustable-rate loans. However, when interest rates are low, fixed-rate loans are often only slightly more expensive than adjustable-rate options. Over time, they can offer greater stability and long-term savings by locking in a consistent interest rate for the duration of the loan.
Fixed Rates
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA, & USDA Loans
Terms from 5 to 30 Years
Rob Nilsson II is a trusted mortgage broker with years of experience helping families secure the right home loan with confidence. Known for his transparent approach, Rob is committed to finding smart, affordable solutions tailored to each client's financial goals.
It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly.
As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action.
All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws. For more information, contact us at the number on the Home Page.
These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.
For information directly from HUD/FHA, visit https://www.hud.gov/guidance
For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/
For information directly from the USDA, visit https://www.usda.gov/