Loan Options
Find the Perfect Loan to Fit Your Needs and Goals
Our Loan Options
Effortless Mortgages, Realize Your Dreams
Discover a seamless mortgage experience designed to help you achieve your homeownership dreams. With personalized solutions, expert guidance, and a hassle-free process, we make finding the right loan simple and stress-free. Let us help you take the next step toward your future today!
30-Year Fixed Mortgage
Enjoy predictable monthly payments and long-term peace of mind with a stable interest rate locked in for 30 years.
Lower Monthly Payments: More affordable month to month
Rate Stability: Fixed interest for the entire term
Ideal for Long-Term Buyers: Great if you plan to stay put
15-Year Fixed Rate Mortgage
Pay off your mortgage faster and save on interest with a fixed rate and shorter loan term.
Faster Equity Build: Own your home in half the time
Lower Interest Over Time: Pay significantly less overall
Stable Monthly Payments: Fixed rate through the term
Adjustable Rate Mortgage (ARM)
Start with a lower rate and payment, perfect if you plan to move or refinance in a few years.
Lower Intro Rates: Save in the early years
Fixed Period Options: Choose from 3, 5, 7, or 10 years
Rate Caps: Limits protect from extreme changes
FHA Loans
Backed by the Federal Housing Administration and ideal for first-time buyers or low credit.
Low Down Payment: As little as 3.5%
Flexible Credit Requirements: Easier to qualify
Government Insured: Backed protection for lenders
USDA Loans
Support for homebuyers in eligible rural or suburban areas with low-to-moderate income.
Zero Down Payment: 100% financing available
Affordable Terms: Competitive rates and insurance
Rural Community Support: Expand access to ownership
VA Loans
Exclusive benefits for eligible veterans, service members, and spouses.
No Down Payment: 100% financing
No PMI Required: Save monthly
Backed by the VA: Flexible terms and great rates
Jumbo Loans
Finance high-value homes that exceed conforming loan limits set by Fannie Mae or Freddie Mac.
Higher Loan Amounts: Great for luxury or high-cost homes
Flexible Terms: Fixed or adjustable options
Tailored Underwriting: For qualified high-income buyers
HELOC
Borrow against your home equity as needed with a flexible revolving credit line.
On-Demand Access: Draw funds when needed
Interest-Only Options: During draw period
Great for Renovations or Emergencies: Flexible usage
REFINANCE
Replace your existing mortgage to lower your rate, change terms, or access home equity.
Lower Your Rate: Reduce monthly payments
Cash-Out Option: Use equity for personal goals
Restructure Your Loan: Modify terms or switch types
Rob Nilsson II is a trusted mortgage broker with years of experience helping families secure the right home loan with confidence. Known for his transparent approach, Rob is committed to finding smart, affordable solutions tailored to each client's financial goals.
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It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is – immediately and to take remedial actions swiftly.
As soon as a complaint is received, it is documented and is logged into a special log. The complaint is sent directly to the Customer Complaint Officer or his designate, in order to take action.
All complaints and records of complaints are kept in a special complaints binder along with all the Customer Complaint Officer's Quality Control Files and other written policies so employees can easily access them and use them to provide better customer service. Reports on complaints are reviewed during the Customer Complaint Officer's meetings with our Board. We are focused on providing financial products and services to all customers in compliance with all Federal and State regulatory policies including but not limited to consumer protection, fair lending and civil rights laws. For more information, contact us at the number on the Home Page.
These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.
For information directly from HUD/FHA, visit https://www.hud.gov/guidance
For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/
For information directly from the USDA, visit https://www.usda.gov/
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